Hi Gary, We worked on a proof of concept with the standard Microsoft Payment processor via AX 2012 back in 2013 and several clients that skipped the proof-of-concept and all ended up using Red Maple, which I believe is known as the industry standard for Credit Card processing and PCI compliance. The standard Microsoft connectors seemed to function (although there were lots of user complaints back then), but our clients wanted to use their own financial institution and generally it seemed more financially favorable to bypass the standard out-of-the-box connector and instead go with Red Maple.
Hope you find this helpful.
Fulop Business Services, Inc.
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